Is Debt Consolidation Better Than Bankruptcy?

Despite the claims made by some people that flatly either debt settlement or bankruptcy as the better option in all cases, in reality it all depends on your personal financial situation and circumstances. For some people, especially those with a stable income and a lot of property, debt settlement may be the better options; whereas [...]

How Many Years Must You Wait Before You Can Refile A Chapter 7 Bankruptcy?

There isn’t a day that goes by that I don’t appreciate my clients in some new way. I want them to come away from their first bankruptcy filing with the tools they need to be successful. I simply hope that they never have to be in overwhelming amounts of debt again. Asking for protection from [...]